Our Services

Funding Structured
Around Your Business

Six distinct funding solutions engineered to match how your business actually operates and grows.

Working Capital Loans

Most Popular

Overview

Working capital is the oxygen of your business — it keeps operations running when revenue cycles create temporary gaps. Our working capital loans are designed for speed and simplicity, giving you access to funds based on your business's monthly revenue performance.

Whether you need to cover payroll, purchase inventory at a discount, or bridge a seasonal gap, our working capital solution deploys in as little as 24–48 hours after approval.

$10K–$2M
Funding Range
3–18 mo
Term Length
24–48 hrs
Avg. Deployment
  • Minimum 4 months in business, $10,000/month in revenue
  • No collateral required for amounts under $250,000
  • Daily, weekly, or bi-weekly repayment schedules
  • Renewal available after 50% paydown

Revenue-Based Financing

Flexible Repayment

Overview

Revenue-based financing aligns your repayment directly with what your business earns. Rather than fixed payment amounts, you repay a percentage of your gross daily or weekly revenue. When business slows, payments slow. When business surges, you pay down faster.

This structure is particularly well-suited to businesses with seasonal revenue patterns, project-based income, or variable cash flows that make fixed payments difficult to manage.

$25K–$5M
Funding Range
4–24 mo
Typical Duration
3–15%
Revenue Remittance
  • Payments scale automatically with your revenue
  • No fixed payment pressure during slow periods
  • Minimum 6 months in business, $25,000/month revenue
  • No prepayment penalties

Equipment Financing

Asset-Secured

Overview

The right equipment is the difference between a business that strains and a business that scales. Equipment financing lets you acquire the machinery, vehicles, technology, and infrastructure your operations require — without depleting working capital or equity.

Because the equipment itself serves as collateral, qualification requirements are more accessible than traditional unsecured business loans. Terms are structured around the productive life of the asset.

$5K–$3M
Funding Range
12–60 mo
Term Length
~80%
LTV Typical
  • New and used equipment eligible
  • Soft costs (installation, training) can be included
  • Fixed monthly payments for predictable budgeting
  • Section 179 tax deduction eligibility may apply

Business Expansion Loans

Growth Capital

Overview

Expansion requires capital that matches the ambition of your vision. Whether you're opening a second location, entering a new market, acquiring a competitor, or investing in a major capability build, our business expansion loans provide the scale of funding that growth demands.

Approval for expansion capital considers your existing business's track record, projected revenue from the expansion, and the overall strength of your business plan.

$100K–$5M
Funding Range
12–48 mo
Term Length
2+ yrs
Min. in Business
  • Minimum 2 years in business, consistent revenue
  • Structured repayment with potential grace periods
  • Multiple tranches available for phased expansion
  • Dedicated senior underwriter assigned to your application

Invoice Financing

Receivables-Based

Overview

Outstanding invoices represent capital your business has already earned but hasn't yet received. Invoice financing converts those receivables into immediate liquidity — without taking on new debt or waiting 30, 60, or 90 days for clients to pay.

We advance a percentage of the invoice value immediately, with the remainder (minus our fee) released when your client pays the invoice in full.

Up to 90%
Advance Rate
$10K–$2M
Per Invoice
24–48 hrs
Funding Speed
  • No minimum credit score — based on invoice creditworthiness
  • B2B invoices with net payment terms eligible
  • No long-term contracts required
  • Selective factoring — choose which invoices to finance

Business Lines of Credit

Revolving Access

Overview

A business line of credit is the ultimate form of financial readiness — capital available to draw when needed, idle when it isn't. Unlike a term loan that delivers a lump sum, a line of credit gives you permanent access to a funding reserve that refreshes as you repay.

Use it for seasonal inventory purchases, opportunistic acquisitions, bridge financing, or simply as a safety net that ensures your business is never caught undercapitalized.

$25K–$1M
Credit Limit
Revolving
Structure
Interest Only
Pay on Balance
  • Draw and repay on your own schedule
  • Interest charged only on the outstanding balance
  • Minimum 1 year in business, $120,000 annual revenue
  • Annual review for limit increases as your business grows

Do You Qualify?

Our qualification criteria are designed to be accessible to a broad range of businesses — we're looking for performance indicators, not perfect paper profiles.

  • 01 Time in BusinessAs little as 3–6 months for working capital; longer for expansion funding.
  • 02 Monthly RevenueMinimum $10,000/month in verifiable business revenue. Higher revenue unlocks larger funding.
  • 03 Active Business Bank AccountThree months of business bank statements demonstrate your revenue history.
  • 04 No Active BankruptcyBusinesses in active bankruptcy proceedings are not eligible for most products.

Industries We Fund

Retail Restaurant & Food Service Healthcare Construction Manufacturing Transportation Professional Services Technology Real Estate Auto Services Staffing Wholesale E-Commerce Hospitality Fitness & Wellness Education

What You'll Need

  • 3 months business bank statements
  • Government-issued photo ID
  • Business formation documents
  • Completed application form
Ready to Apply

The Right Funding.
The Right Time.

Tell us about your business and we'll identify the funding solution that fits your needs and growth goals.

Start Application